Guna Nagrik Sahakari Bank Maryadit, Guna

Updates:

Get upto 3%* on our Savings Account Balances with gnsb.

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Dear Customer, We have launched Video KYC facility for New customer to open savings ac

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G N S B G U N A

Saving Account

A Saving Account can be opened by individuals/Minors/HUFs

  • Minimum Deposit of Rs.500/- (without cheque book facility)
  • Minimum Deposit of Rs.1000/- (with cheque book facility)
  • We offer nomination facility
  • 3% Interest on deposit
  • Customer can open Savings A/c for his/her minor children.
  • We offer computerized passbook for SB account to our Account holders.
  • We are member of Deposit Insurance and Credit Guarantee scheme in which customers Deposit are insured up to Rs. 5 lac.

Rules & Regulation for Savings Bank Account :

  • Every Depositor must have to fulfill KYC norms as per RBI directives.
  • The Customer has to give all the valid proof under KYC norms before opening an account as per RBI Guideline.
  • Guardian can open Minor's Savings Account. Birth proof of Children is required.
  • Every literate minor more than 10 years can open a individual Savings Bank Account. The Cheque book will not be issued in this account till the minor turns major.
  • The Bank's management have full right to close the account if account holder does not keep sufficient balance to clear inward cheque or ESC.
  • The customers must have to preserve safely his/her cheque book & passbook in custody. The Bank is not responsible for ant misuse of cheque book & passbook.
  • Interest on Savings deposit is calculated on daily balances as per RBI's directives.
  • The customer having no cheque book facility will be given withdrawal form at the time of payment. The passbook should be accompanied with the withdrawal form. The withdrawal form will be given to the account holder only at the time of payment.
  • Stop payment of particular cheque/s facility is available but the customer has to keep sufficient balance to match the cheque amount then only the cheque will be returned with the reason of stop payment and stop payment charge will be recovered from the account.
  • The bank having all right of appropriation, set off, lien and change the rules and regulations.

Requirements to open Saving Deposit Account :

Photo ID

  • Passport
  • Aadhar card
  • Driving licence
  • PAN Card
  • Voter ID Card
  • Government approved college/university I.Card
  • Government/Semi government Department I.Card

Address Proof

  • Electricity Bill (Not more than 2 months old)
  • Telephone Bill (Not more than 2 months old)
  • Aadhar card
  • Driving licence
  • Passpost :
    • Passport Size Photographs - 2 copies. (Recent photographs)
    • Pan Card or Declaration on Form 60/61.
    • Birth Certificate for minor Account.